Professional Indemnity Insurance for Personal Trainers and Fitness Trainers

Professional Indemnity insurance provides essential financial cover and protection for Personal Trainers and Fitness Trainers in the event a claim is made against them for an error or omission that they may make during the course of their work.

Professional Indemnity Insurance covers you when the situation may arise when a third-party, usually a client alleges your professional advice, design or service as a fitness instructor or personal trainer was negligent and caused them a loss in some capacity. This loss could be any form of bodily injury, property damage or some sort of financial loss.

Being considered a Professional means people trust that you are a professional in your field of work. As the world of Fitness and Strength is becoming more common place in people’s lives more and more people are seeking the advice of professionals to help them. No matter how skilled and practiced you may be, there is always the possibility or making a mistake. Professional Indemnity Insurance can cover you in a situation where you may make an error or omission.

The general responsibilities of a Personal Trainer or Fitness Trainer may include:

• One on One attention to a client and provide them with specific training advice in accordance with their body type or health level – Everyone is different and everyone will need a different approach. • Helping set a specific diet for a client in accordance with their goals and fitness regime • Helping a client learn new techniques to continue with their development – Yoga – Boxing classes etc • Home visits may be necessary or location visits and carry out training sessions with them

It is important in all the activities you do you give the correct advice to your clients. Giving misleading advice could lead to a claim being made for damages against them. Professional Indemnity Insurance will help protect the Fitness Professional defend themselves against a claim being made as well as providing them with financial assistance.

Some of the key exposures for Personal Trainers and Fitness Trainers are:

• Bodily injury sustained while training due to negligence of the person trainer • Wrong advice being given when planning a diet, food selection or preparation • Creating training plans that aren’t suitable for the client

The above represents some of the key exposure and in no way all of them. If you need more information please contact is directly.

When what you do as a professional also affects your lively hood it is important to protect yourself. For more information or to get a quote on PII please click here.

We understand every situation is different so please fill in your details here or in the form below and someone will be in contact.