Tailored coverage by brokers who understand your business. Get a quote today.
98%
Retention rates
+$78m
Total Claims paid to date
100000
Policies placed
48 hrs
Quote turnaround
We understand that navigating graphic designer’s professional indemnity insurance can be complex, stressful and time consuming as it claims can relate to plagiarism, copyright infringement and more.. We also recognise that not all graphic designers do the same thing; that your business is unique with its own set of needs and requirements. As your insurance broker, we will focus on relationship first – understanding who you are and what your company does. This will allow us to accurately present your business and its risk to insurers, and secure competitive quotes on this basis. From here, we will make recommendations as to which insurance policy best suits your needs, ensuring that you are appropriately covered in the event of a claim.
Civil Liability
Inquiry Costs
Defence & Investigation Costs
Fidelity (Optional)
PROFESSIONAL INDEMNITY INSURANCE
Graphic Designers can have a host of different exposures, which can vary with the scope and type of project that is being undertaken. Some examples of situations where a graphic designer may be held liable include:
Fraud or Misrepresentation: If a graphic designer is alleged to have made false or misleading statements in order to engage a client, professional indemnity insurance can provide coverage for the legal costs and any settlements or awards made against the graphic designer.
Fraud or Misrepresentation: If a financial planner is alleged to have made false or misleading statements in order to induce someone to enter into a contract or make a payment, professional indemnity insurance can provide coverage for the legal costs and any settlements or awards made against the financial planner.
Coverage for breach of contract: If a graphic designer is alleged to have failed to fulfill the terms of a contract, such as failing to meet project deadlines or not complying with the client's specifications, professional indemnity insurance can provide coverage for the legal costs and any settlements or awards made against the graphic designer.
Loss of documents: Coverage for any financial losses incurred by a third party as a result of the graphic designer’s loss of important documents or data.
Copyright Infringement: As a graphic designer, you may provide specific copy, graphics or ideas to your clients. If these are found to infringe upon copyright or intellectual property, the client may seek reimbursement from you.
Ultimately, Professional Indemnity Insurance is crucial in ensuring that you can cover the costs of legal fees and any damages awarded in the event of a claim. The right policy can provide peace of mind in knowing that you have protection in place in the unfortunate case that a claim arises.
Policy Expertise
We have specialised knowledge and experience in the insurance industry. We have a deep understanding of the different types of coverage available and can ensure that the coverage in place aligns with your specific needs.
Competitive Pricing
We have access to a wide range of insurance providers and policies. We utilise this to create contestability amongst insurers, negotiating the best possible pricing and coverage.
Claims Handling
Insurance claims can be both complex and time consuming. We have a dedicated in-house claims team that allows you to focus on ensuring your business runs smoothly, while advocating for your best outcome.
Staying Compliant
Insurance is often a key regulatory requirement, and our breadth of experience allows us to advise you on crucial changes and how they may impact your business.
Risk Management
In a hardening insurance market, risk management is crucial to securing your ongoing insurability and reducing your claims exposure. We can work with you to develop specific risk mitigation strategies.
Market Access
We have access to a wide range of insurance markets, both locally and overseas. This allows us to secure insurance solutions for even the most complex and hard-to-place risks.
Our Process
PROFESSIONAL INDEMNITY INSURANCE
Your professional indemnity insurance will differ based on your client count, business size, turnover and the types of projects you handle.
For a tailored assessment, you can speak directly with one of our expert brokers. We understand your business’s specific needs and help you compare insurance options to find the best coverage.
Professional indemnity
insurance FAQs
- Management Liability Insurance – This policy is designed to protect directors in the event that they are found personally liable for company wrongdoing. Coverage can extend to Crime, Statutory Liability, Employment Practices Liability and tax audit, amongst other things.
- Cyber Liability Insurance – This policy is designed to provide both first party losses (cyber attack, ransomware, loss of data, social engineering etc.) and third party losses (data breach, fines and penalties etc.). This has been recognised as one of the fastest growing exposures to businesses in recent years.
- Business Package Insurance – This policy combines a number of coverages relating to your business and its premises, such as property damage, theft, business interruption and public liability.
Something you need to know? Ask our professional indemnity insurance expert a question.
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